Every November, the Federal Housing Finance Agency (FHFA) reviews current conforming loan limits and decides on adjustments to make in the following year to reflect changes in the housing market. For the previous 8 years, this adjustment has been an increase in the conforming loan limit. Now, in anticipation of the FHFA’s official announcement regarding …
FHFA Expected to Increase Conforming Loan Limits 2025 Read More »
The real estate market in California is undergoing a significant transformation, primarily due to a 2024 lawsuit that has altered the way commissions are handled. In March, the National Association of Realtors changed its rules about real estate commissions, taking effect in August of this year. Previously, the overall listing commission included both listing agent …
With tax season almost over, no one wants to talk taxes. So let’s talk about a tax tool with power beyond taxes. Yes, it’s the fabled 1031 exchanges, also known as like-kind exchanges. To get the best perspectives, we chatted with our 1031 exchange expert, Ron Ricard. We work with Ron all the time in …
Going into 2023, with mortgage rates having already doubled from the year before, and continuing on an upward trajectory, there weren’t many industry experts making bullish predictions about the real estate market. Still, there was optimism that the year would at least see stability in home prices, if not the strong gains we had seen …
Experts Project Steady Price Gains Over Next 5 Years Read More »
In August, mortgage rates hit 7.23% — the highest rate in over 20 years. The Federal Reserve has been hiking their rates to combat inflation, which has been dropping of late. Will mortgage rates drop, too? Most housing market watchers seem to expect mortgage rates to decline over the next year. (See chart for rate …
Rates vs. Inflation: Should I Stay or Should I Go? Read More »
For this video, Celeste met with longtime friend of RealSmart, John Zialcita of Wells Fargo Home Mortgage. John shares a lot of useful information for home buyers, including details on a very exciting home loan program that Wells Fargo offers which allows borrowers to discount their interest rate by up to 0.75%, depending on the …
In this video series, we will sit down with our preferred lenders and industry experts asking questions to gain valuable insights for borrowers like you to find the best mortgage option. . This month, we spoke with Nirmalya Modak, Home Loan Advisor at Golden 1 Credit Union. Click the thumbnail below to hear challenges facing …
Bryan Jacobs (Ft. Jana & Cooper) My POD just got picked up from my driveway last week. I’m not talking about my POD of immediate family members during COVID, but rather the Portable On Demand storage box full of a life’s belongings sitting in my front yard cozied up against his friend, the National brand …
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